Free Travel is Possible with Credit Card Rewards

Travelling is considered by many people as a luxury. Vacations to exotic places around the world mean saving up to pay for airline, hotel, and other travel expenses. In most cases, this dream becomes unattainable due to the costs associated with it. In recent years, however, travelling has become more accessible. Thanks to the effort of travel-related industries such as airlines and hotels to offer more affordable services. There is also a trend in ‘budget-friendly’ travels courtesy of cheaper non-hotel accommodation.

Unbeknownst to others, there are many travellers who know how to hack the system and travel with minimal to virtually no spend at all! You might have already heard of travel rewards and bonuses earned when you sign up for a new credit card and said to yourself, that’s too good to be true. The reality is, this is possible and anyone can do it. How do you navigate through the complexities and learn the mechanics of travelling for free?

The first step is to get a card that rewards you for travel expenses. If you’re eligible, you can even get two. There are travel rewards cards that pay higher rewards for all travel related expenses, and cards that give rewards in partnership with a specific brand like a hotel or airline. In addition to this, you can also use cash back cards to accumulate cash which you can use later on to pay for travel.

Sign-up bonuses

When you already have a credit card in use, looking at new credit card offers may not be a priority. Unfortunately, you may be missing out on amazing sign-up bonuses that are oftentimes geared towards travel or cash rewards. Sign-up bonuses vary from cashback, miles, and rewards points. There are cards that offer sign-up bonuses through cash back that is matched for the first year of spending. This means that the more qualified spending you make in your first year, the higher the cashback match will be. You can also sign-up for a card that offers double or triple miles for every qualified spend. That’s an offer that no one will be able to resist.

Another excellent perk with new credit card sign-ups is that you often get the annual fee waived for the first year or better yet, sign up for a card with no annual fee at all!

Keep your credit in check

You have to keep in mind that signing up for a new credit card may be tricky if your credit score is not doing so well. The general rule with using credit cards is to avoid interest payments and you must pay your balance in full, on time, all the time. Also whenever possible, avoid cash advances and balance transfers. Remember that these transactions are not meant to earn you any rewards points and can be a liability later on.

Being wise with your spending and making the most out of credit card offers can be your literal ticket to travelling for free. If others are already doing it, there’s no reason why you shouldn’t have a piece of the pie too.

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