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The pandemic underscored for small- and medium-sized businesses (SMBs) that there’s always something coming around the corner. It’s imperative to go on offense and be prepared.    SMBs were hit especially hard by the pandemic and its fallout. A survey conducted in the early months of the pandemic found that mass layoffs and...

As of July 06, 2023, Jay Y. Lee was the wealthiest person in South Korea, with an estimated net worth of 8.8 billion U.S. dollars, followed by Seo Jung-jin (No. 2, $5.7 billion), Hong Ra-hee (No. 3, $5.6 billion); and Kwon Hyuk-bin (No. 4, $5.1 billion). Kim Beom-su is the fifth-richest...

As of July 06, 2023, Amancio Ortega was the wealthiest person in Spain, with an estimated net worth of 91.3 billion U.S. dollars, followed by Sandra Ortega Mera (No. 2, $8.0 billion), Rafael Del (No. 3, $4.9 billion); and Juan Roig (No. 4, $3.8 billion). Daniel Mate is the fifth-richest person in Spain, with a...

As of July 06, 2023, Stefan Persson was the wealthiest person in Sweden, with an estimated net worth of 19.0 billion U.S. dollars, followed by Melker Schorling (No. 2, $10.4 billion), Antonia Ax:son Johnson  (No. 3, $9.0 billion); and Finn Rausing (No. 4, $8.6 billion). Kirsten Rausing is the fifth-richest person...

You’d often hear advice from high-net-worth individuals (HNWIs) not to put all your eggs in one basket. They will ask you to diversify your portfolio of investments. Why? Because it helps to reduce risk and enhance the likelihood of consistent returns. The more spread out your portfolio is, the more...

Creativity is one of the essential characteristics that contributes to distinguishing companies from their competitors. Constant changes in the labor market and ever-increasing competition require people to be able to find new and effective solutions to all kinds of professional challenges. One of these challenges relates to the fact that...

An estimated two-thirds of American millionaires made their money from business.  It’s easy to understand why.  Saving a million dollars from your W-2 earnings is hard. If you’re earning a median salary approximating $50,000 annually, you’d have to set aside 10% of your compensation to save $1 million, assuming you...

As the world slowly recovers from the pandemic, many knowledge workers find themselves at a crossroads. On the one hand, the prospect of returning to the office stirs up a cocktail of dread and nostalgia. On the other hand, the threat of AI-driven job elimination looms large. It's like being...

The YouTube channels below offer advice for both individuals and businesses in order to make successful investments and earn money. Would you like to have a look? Phil Town is known for his background in investment matters, and he offers precious advice through his YouTube channel and books. Two of...

Anything can sell as Non-Fungible Tokens, or so they say. Lately, you must be hearing tons about digital artworks being auctioned off for incredible sums. Now, these artworks could be anything as long as they are unique, from detailed digital art production to a mere selfie or caricature. Just like...