Michael K. Levine is an expert on lean and agile software development and information technology. Michael conducted international trade negotiation at the US Commerce Department, was a corporate banker for First Bank System, and became divisional CIO at Norwest Bank. After a stint at Wells Fargo he joined US Bank to deploy a new branch banking system (bringing lean and agile to a highly structured waterfall environment), then became technology lead for US Bank Home Mortgage. He now leads all consumer lending and business banking technology. His previous books are Tale of Two Systems: Lean and Agile Software Development for Business Leaders, and Tale of Two Transformations: Bringing Lean and Agile Software Development to Life. His third book is People Over Process: Leadership for Agility (Productivity Press, September 30, 2019). He lives in St. Paul, Minnesota with his wife, Holly Lindsay. Michael K. Levine is an opinion columnist for the CEOWORLD magazine.