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These Are The Top 10 U.S. Cities To Live If You’re Trying To Save Money, 2018

The best city for Americans looking to save money is Kansas City metropolitan area, that’s according to a recent report by Bankrate. The Kansas City metro area is closely followed by Cincinnati – covers parts of Ohio, Memphis – cover parts of Tennessee, Mississippi and Arkansas; and Columbus, Ohio.

The Greater St. Louis area ranks fifth on the list of the top 10 U.S. U.S. cities where it’s easiest to save money. The website calculated the total necessary monthly living expenses (including mortgage payments, groceries, bills, insurance, taxes, credit card payments, and more) for a typical family of 4 in each of the largest 50 U.S. cities, then multiplied that figure by 6 to get the amount needed for an emergency fund, enough to cover months of expenses. Here are the top 10 U.S. cities where it’s easiest to build savings.

Top 10 U.S. U.S. cities where it’s easiest to save money:

  1. Kansas City, MO-KS
    Covers parts of Missouri and Kansas
    Annual saving potential: $12,191
    Six-month emergency fund: $19,443
    Percentage of savings goal achieved: 63%
  2. Cincinnati, OH-KY-IN
    Covers parts of Ohio, Kentucky and Indiana
    Annual saving potential: $11,231
    Six-month emergency fund: $19,897
    Percentage of savings goal achieved: 56%
  3. Memphis, TN-MS-AR
    Cover parts of Tennessee, Mississippi and Arkansas
    Annual saving potential: $9,348
    Six-month emergency fund: $16,638
    Percentage of savings goal achieved: 56%
  4. Columbus, Ohio
    Annual saving potential: $10,431
    Six-month emergency fund: $20,255
    Percentage of savings goal achieved: 52%
  5. St. Louis, MO-IL
    Covers parts of Missouri and Illinois
    Annual saving potential: $10,054
    Six-month emergency fund: $19,570
    Percentage of savings goal achieved: 51%
  6. Baltimore-Columbia-Towson, Maryland
    Annual saving potential: $13,127
    Six-month emergency fund: $25,584
    Percentage of savings goal achieved: 51%
  7. Pittsburgh, Pennsylvania
    Annual saving potential: $8,894
    Six-month emergency fund: $18,485
    Percentage of savings goal achieved: 48%
  8. Indianapolis-Carmel-Anderson, Indiana
    Annual saving potential: $8,789
    Six-month emergency fund: $18,561
    Percentage of savings goal achieved: 47%
  9. Raleigh, North Carolina
    Annual saving potential: $10,675
    Six-month emergency fund: $23,822
    Percentage of savings goal achieved: 45%
  10. Oklahoma City, Oklahoma
    Annual saving potential: $7,787
    Six-month emergency fund: $18,203
    Percentage of savings goal achieved: 43%


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Aimee Lee Webber

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Reporter at CEOWORLD Magazine
Editorial Aide/Reporter at The CEOWORLD magazine. Nationally Syndicated Advice Columnist. Generally prefer dogs to humans. Loves dragons. New Yorker.
Aimee Lee Webber

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Editorial Aide/Reporter at The CEOWORLD magazine. Nationally Syndicated Advice Columnist. Generally prefer dogs to humans. Loves dragons. New Yorker.